Philip Gale & Co. Chartered Accountants and Business Advisers
Philip Gale & Co.Chartered Accountantsand Business Advisers                                                                                 

Estate planning

Have you considered who will deal with your affairs, what you would like to happen and, if appropriate, what will happen to your business?


We can help you to make plans for your succession and for your estate.


Be it business agreements, or inheritance tax planning, wills or applying for probate, we can help.


TIP:  Make sure you have a will and keep it up to date.


The estate administration process

Unless successfully contested, the distribution of a person’s estate is determined either by the terms of their will or, if there isn’t a will, by the rules of intestacy.


We will ascertain all assets and liabilities at the date of death and complete the relevant tax and court forms to obtain the grant of probate (if there is a will) or letters of administration (if no will).


Once probate has been obtained,  we will close accounts, sell or transfer assets and pay bills, costs and any tax.


We can ensure that any Inheritance, Capital Gains and Income tax due is paid and obtain confirmation from H M Revenue & Customs that their files are closed.


Finally, we produce estate accounts and distribute monies between the beneficiaries. Interim payments can be made to beneficiaries, where possible.


For more information, email us at or use the contact form.


         R&D tax credits 

Are you missing out?

Small or medium-sized enterprise (SMER&D tax relief allows companies to:

  • deduct an extra 130% of their qualifying costs from their yearly profit, as well as the normal 100% deduction, to make a total 230% deduction
  • claim a tax credit if the company is loss making, worth up to 14.5% of the surrenderable loss

We will work with you to make your claim and may bring in specialists, depending on the circumstances.

     Construction and VAT

Are you involved in construction?   

- Do you understand the rules and the different rates of VAT that apply to the construction industry?     

Do you understand the domestic VAT reverse charge?                                            


Struggling with direction or growth?

Interested in how we help you and your business?

Find out now with a no-obligation, exploratory discussion.



Contact us now

Do you have employees working from home because of COVID-19?     If you don't reimburse them, they can make a claim for a fixed amount from HMRC.


Three year anniversary Compliance reviews

Need help? - email us now 


We offer a fixed annual fee service for all clients.

Our offering for new or  small businesses can include online bookkeeping, typically Xero and Receipt Bank

More details

Challenger Banks - Mettle. (backed by NatWest) is designed for small businesses. There are no fees and free access to the online bookkeeping package, FreeAgent.

Contact us for a free no obligation chat about your plans, needs and options.

You have the questions and we provide the solutions.

Access Online Bookkeeping


Not set up yet?

Register for a free trial

or ask for more details.


Devonshire House

Manor Way


Hertfordshire WD6 1QQ


Tel: +44 (0) 7801 954757


New online access

Consult our online tips and newsletters, including information about recent changes in taxation regulations.

More information


You can contact us on the following telephone number if you have any queries or wish to make an appointment:

Tel: +44 (0) 7801 954757 

Alternatively, please use our contact form.

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